Nestled on a quiet, year-round road just a short walk from the charming Rosedale Locks, this exceptional four-season waterfront property offers a rare opportunity to enjoy cottage living in one of the most desirable areas of the Kawartha Lakes. Located under an hour from Durham Region, the property sits on Cameron Lake via Rosedale, with easy boat access to both Balsam and Sturgeon Lakes for exploring the renowned Trent-Severn Waterway. Set on just under one acre with an impressive 126 feet of pristine, weed-free sandy shoreline, the property features a gently sloping lot ideal for all ages. The private, hedged yard stretches approximately 344 feet deep and is framed by towering oak, maple, and pine trees, creating a peaceful natural setting with exceptional privacy. The waterfront includes a dock and a safe, kid-friendly beach. The main cottage offers three bedrooms and two bathrooms, thoughtfully designed for comfortable year-round living. Inside, you'll find a warm and inviting rustic fieldstone fireplace with insert, central air conditioning, a furnace for four-season comfort, main-floor laundry, and a versatile hobby room or small office space. Outdoor living is just as impressive, with a large wraparound deck that invites you to take in the surrounding landscape and entertain guests throughout the seasons. A garden shed and workshop provide ample space for storage and projects. Adding even more value and flexibility, the property also includes an additional charming three-season guest cottage featuring one bedroom, a kitchen, and a full bath-great for extended family, visitors, or potential rental income. Whether you're seeking a peaceful family getaway, a full-time waterfront home, or a property with income potential, this rare offering combines privacy, natural beauty, and direct access to one of Ontario's most beloved boating systems.