Tucked into a peaceful, tree-lined setting with stunning southern views over Lake of Bays, this charming 4-bedroom, 3-bath Viceroy-style home or cottage offers over 2,100 sq.ft. of thoughtfully updated living space. Inside, soaring ceilings and wall-to-wall windows invite the outdoors in, while a reimagined kitchen, warm wood accents, and a striking stone fireplace create a welcoming atmosphere year-round. The main level includes two comfortable bedrooms, a full bath, and a spacious laundry room, while the upper loft-style suite offers lake views, a walk-in closet, a private ensuite, and access to a brand new balcony deck the perfect spot for morning coffee. Downstairs, the walkout level features a granite-tiled rec room with a woodstove perfect for cozy evenings after a day on the trails around Lake of Bays or the lake. This home is as functional as it is beautiful, with a number of recent upgrades that add peace of mind: a new septic pump and line, a new well pump, air conditioning, and the finalized purchase of the Shore Road Allowance and survey. Outside, enjoy a brand-new crib dock and floating dock that enhance your private sand waterfront experience just across the cottage road. A rebuilt triple garage offers abundant space for vehicles, recreational gear, or a workshop setup. Whether you're searching for a weekend escape or a full-time lakeside lifestyle, this property is an opportunity on one of Muskoka's most desirable lakes. Book your private tour today and start your next chapter at the lake.