Well-maintained duplex in the heart of downtown Huntsville offering two spacious apartments and excellent flexibility. Both units are currently tenanted by long-term, reliable tenants who wish to stay, providing immediate rental income, with the option for owner-occupancy in one unit while generating income from the other. The main-floor one-bedroom unit features a bright sunroom overlooking the deep, private backyard and gardens. The upper two-bedroom unit includes a unique loft-style second bedroom on the third floor. Recent updates include a new metal roof on part of the home, two new water heaters, and updated windows throughout most of both units. Efficient forced-air natural gas furnace and separate hydro meters. Prime location just steps to Main Street shops, dining, the Summit Centre, and Huntsville High School. An excellent opportunity for investors or end users in one of Muskoka's fastest-growing communities.