Welcome to your turn-key waterfront escape on the Trent-Severn Waterway, perfectly located just minutes from the charming amenities of Campbellford. Whether you're seeking a personal cottage retreat or a permanent home, this property delivers on lifestyle and comfort. This beautifully appointed 3-bedroom cottage with a spacious loft offers an inviting open-concept design, highlighted by vaulted ceilings in the living and dining areas and expansive windows that frame peaceful water views. Step out onto the walkout deck and enjoy your morning coffee overlooking the water or unwind after a day on the river. Designed for year-round enjoyment, the property has had numerous improvements including the planting of a new hedge, lawn levelling, fencing on both sides and features a hot tub, sauna, and cold plunge, along with water toys ready for endless waterfront fun. A dock provides easy access for boating, swimming, and exploring the Trent-Severn system, while the generous outdoor space invites campfires, games, and future dream projects. The bunkie adds exceptional versatility - ideal as a guest suite, studio, office, or creative retreat. Thoughtfully finished throughout, this cottage is truly move-in ready. A rare opportunity to own a waterfront property that blends relaxation, recreation, and convenience - all in one unforgettable setting.