Stunning fully renovated bungalow with over $400K in upgrades, offering three independent living spaces and exceptional mortgage covering income potential. The main floor features a bright open-concept layout with a gourmet kitchen, quartz countertops, custom cabinetry, stainless steel appliances, and direct walk-outs to both the backyard and parking area. Three spacious bedrooms, two modern bathrooms, and engineered hardwood throughout. The primary bedroom includes a spa-like ensuite and walk-out to a private backyard oasis with chlorine pool and two new decks. Two self-contained basement units, including a legal 2-bedroom retrofit apartment and a separate 1-bedroom in-law suite, each with private entrance, kitchen, bathroom, and laundry. Major upgrades include roof, owned tankless water heater (2023), furnace and A/C (2023). Located in one of the best neighbourhoods in Richmond Hill, close to schools, parks, and shopping. Turnkey luxury home with rare high-yield income potential. Fully furnished basement units included-purchaser to receive all furnishings as shown in photos.