Welcome to an exceptional opportunity in the heart of downtown St. Catharines! This versatile R3-zoned property is currently operating as a fully tenanted duplex with separate hydro meters, generating a strong $3,350 per month in rental income. Whether you're a first-time home buyer looking to offset your mortgage or an investor seeking immediate cash flow, this home delivers. Ideally located near transit, major shopping centres, vibrant restaurants, and quick highway access, convenience is right at your doorstep. Enjoy the energy of urban living while owning a property with long-term flexibility and income potential. Don't miss your chance to secure a smart investment in one of St. Catharines' most connected locations!